| If you loose your job due to accident or injury, quite | | | | possessions are lost when there are no savings to |
| often your company's disability policy is not enough. | | | | help them survive. Insurance companies and those |
| The state and federal governments do offer some | | | | who sell fraudulent policies realize it will likely be some |
| temporary compensation to help with job loss but | | | | time before you actually collect on your policy. This |
| what happens when it runs out. This is where | | | | makes it very easy for them to take your money and |
| unemployment insurance comes in handy. Many are | | | | run. By the time you actually claim on your policy they |
| looking to private companies to top up what the | | | | are long gone. When purchasing unemployment |
| government or their employers currently offer. | | | | insurance take the following advice. If you see a |
| However, with the growing number of unemployment | | | | company advertising on line, make sure they have a |
| insurance policies being sold, there unfortunately are a | | | | fixed address and phone number. If they have neither |
| growing number of fraudulent insurance policies on the | | | | of these then don't purchase from them. This |
| market. Fraud can mean someone telling a little white | | | | company could be here today and gone tomorrow. Do |
| lie to extend their benefit or it can be very serious and | | | | not give any personal details over the internet. Once |
| include actual bogus policies being sold. Fraudulent | | | | they have your account numbers they can do far |
| insurance policies are widespread across the | | | | more damage than a fake insurance policy. See if this |
| insurance industry and the cost is overwhelming. Many | | | | company is registered in your state, if not then don't |
| who think they can depend on their policies suddenly | | | | purchase anything from them. Finally, it is best to |
| find they have to use their life savings just to cover | | | | purchase policies from large companies. They may be |
| expenses. Sometimes homes and other valued | | | | more expensive but their reputations are sound. |