| When you're shopping for car insurance, it's really easy | | | | see if you can get this type of discount. |
| to check out basic rates without looking at discounts | | | | Holding multiple insurance policies with one company is |
| that different companies offer. Whether you want to | | | | one of the best ways to get discounts on car |
| stay with your own company but find cheaper auto | | | | insurance. Most companies will reward you for your |
| insurance rates or to switch companies to find the | | | | loyalty simply because they're less likely to lose money |
| absolute best rates around, discounts for auto | | | | on you if you insure multiple cars, a car and a home, or |
| insurance can save you some serious cash. Here are | | | | a car and another vehicle, such as a boat, with them. |
| five discounts offered by many major auto insurance | | | | Check with your insurance company to see if you can |
| companies that are ridiculously easy to get. | | | | save by switching another insurance policy to them so |
| Most companies have discounts for car safety | | | | that you have multiple policies under one roof. |
| devices. If your car has automatic seatbelts and | | | | Insuring a working vehicle just for work on your farm |
| multiple airbags, it's probably eligible for these discounts. | | | | or ranch could also save you money. This, of course, |
| Also, cars with anti-lock brake systems are normally | | | | comes with restrictions. If, though, you know you're |
| up for a discount. For the most part, these discounts | | | | buying a truck or utility vehicle that will pretty much |
| will be applied without you ever asking, but it's worth | | | | stay on the farm, be sure you tell your insurance |
| checking to make sure that you are getting them if | | | | agent, since they can give you much better rates on |
| you change car insurance or renew your insurance | | | | your auto insurance. |
| policy. | | | | Buying a new car can also give you discounts on car |
| Some insurance companies also offer discounts for | | | | insurance. If you're wavering between an almost-new |
| anti-theft systems in cars. This is true mainly in certain | | | | and a brand-new car that has never been titled |
| states and on certain policies. If, for instance, your car | | | | before, call your insurance agent to see how much |
| insurance policy doesn't cover your car in case of | | | | money the new car could save you in insurance |
| theft, you probably won't get a discount for anti-theft | | | | premiums. It might be nearly enough to make up for |
| devices. Whether you've got a sophisticated lock | | | | the difference in car payments! |
| system or a car alarm, though, it's worth checking to | | | | |